Cutting Back?

Is anyone else cutting back? We've been looking for ways to cut expenses.

In the past few months we've done the following:

• Cut our health insurance costs by canceling Steve from my insurance and signing up under his employer

• Lowered the minutes on our cell phone plan and saved $25 a month (this is a great move….we never, ever used all the minutes on the previous plan)

• Paid off a credit card rather buying presents this past Christmas

• Paid off the NFL Sunday ticket (until next football season!)


To help even more:

Gas prices are dropping (especially diesel)

The recent tax break (as of 3/1/09) adds to our paychecks