Getting Out of Debt

We've been "talking" for months about getting on a budget and getting out of debt. Unfortunately, just talking doesn't get the job done.

Our new years goal is to start a budget, use the envelope system and pay off our truck and credit card in 2010.

It's a huge goal....about $16,000. Even if we don't pay off the entire amount we will be much closer than we are today.

I'm actually excited and look forward to getting started!